Start Investing for Your Future Today
- Personalized planning, service, and advice: The path to your financial goals is personalized for your specific stage in life, and will change as your life changes. If you ever have any questions, your advisor is only a phone call or email away.
- Intuitive, intelligent technology: See your GWP accounts in one place, open new accounts, view your portfolio, and make updates via your personal portal. The technology makes the process fast and easy.
- Advanced wealth management: We can implement your personal roadmap using proven investment techniques. Receive allocations designed for you and your savings goals, and benefit from trading techniques that strive to increase diversification and can help reduce taxes.
- Utilizes Lower Cost Exchange Traded Funds (ETF’s) – Unlike the higher cost of traditional actively managed mutual funds, ETF’s have lower internal expenses.
Whatever your investment goals, we can help you.
Why Choose Guided Wealth Investing with GWP?
- Automatic account diversification and rebalancingRebalancing
While your GWP may change the mix of your investments each year as you approach your investment goal, it might also need to be rebalanced more regularly as a result of market fluctuations. Every day, GWP looks at your account to determine if the markets caused your portfolio to drift too far from its intended mix. GWP will buy or sell investments if necessary to keep your portfolio in line with your goals. - Looks for ways to reduce taxesTax-Saving Strategies
GWP also analyzes your account daily to look for tax-loss harvesting opportunities to help you potentially save on taxes. This means GWP may sell a security that’s experienced a loss to offset taxes you could incur on gains or income from other securities in your portfolio. Most often, this tax-saving strategy is available only to investors on an annual basis with a large account sizes. However, with GWP, it’s available for all taxable accounts, regardless of account size, and is provided on an ongoing basis, whenever your account needs it.The tax-loss harvesting and other tax strategies discussed should not be interpreted as tax advice and there is no representation that such strategies will result in any particular tax consequences. Clients should consult with their personal tax advisors regarding the tax consequences of investing. - The Power of LPL ResearchThe Power of LPL Research
LPL Research, our partner and portfolio manager, created the allocations for GWP portfolios using nine primary ETFs. The team behind this work includes 50 research professionals, each with an average of 10 years’ industry experience, who manage $22 billion of assets across several platforms. They maintain more than 300 portfolios tailored to specific investment objectives. The GWP ETF allocations were constructed based on the team’s market outlook for the next 12 to 18 months and are periodically reviewed to determine if shifting is necessary to ensure the allocations remain well diversified. - Tailored to your age, risk tolerance, and portfolio size
- Generally appropriate for investors with long term investment goals
- 24/7 online access to your account
- Low minimums at just $5,000 to start
When Can I Get Started?
As soon as today!
Start Your Free Plan
To get your dynamic proposal
and start investing for your future today
Login here
Already have an account?
How Does it Work?
To get your starting point recommendation and the GlidePath your account will follow, GWP will take you through three steps. These steps ensure you receive a portfolio designed for you, your goals, and your preferences.
What’s Your Investment Horizon?
You’ll begin by answering a few questions about yourself, your investment goals and the key factor in determining your initial portfolio allocation, your investment time frame.
What’s Your Risk Preferences?
Next, you’ll answer a series of risk preference questions to help us understand your level of risk tolerance. This will determine the “tilt” to your portfolio—whether you prefer small, medium, or large amounts of market fluctuations.
Receive Your Investment Objective
Your investment time frame combined with your risk preferences will give you your investment objective. The investment objective will determine your starting mix and future GlidePath. You’ll receive one of the following five objectives:
- Aggressive Growth: Emphasis seeks maximum capital appreciation. This portfolio is designed to have a very high level of market fluctuation for investors with a long time horizon.
- Growth: Emphasis is placed on seeking high long-term growth and capital appreciation. This portfolio has a high level of market fluctuation and is considered higher than average risk.
- Growth with Income: Emphasis is placed on modest capital growth. Certain assets are included in an effort to reduce market fluctuation.
- Income with Moderate Growth: Emphasis is placed on pursuing current income and moderate capital growth. The focus is to limit market fluctuation.
- Income with Capital Preservation: Emphasis is placed on pursuing current income and preventing capital loss. The focus is to have the lowest amount of market fluctuation.
FAQs
What is a Guided Wealth Portfolio?
What is an Exchange Traded Fund (ETF)?
What is GlidePath?
Why a GlidePath?
How do GlidePaths Work?
Start Your Free Plan
To get your dynamic proposal
and start investing for your future today
Login here
Already have an account?
An investment in exchange-traded products (ETPs) involves risks such as market, non-diversification, price volatility, liquidity, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking error. There is no guarantee that the GWP GlidePaths will provide adequate income at and through your retirement.
Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary automated computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the US Securities and Exchange Commission, and LPL is also a member FINRA/SIPC. There is no assurance that Guided Wealth Portfolios are suitable for all investors or will yield positive outcomes. The purchase of certain securities will be required to effect some of the strategies. Investing involves risks including possible loss of principal.